/* Equifyx Capital — static rebuild for Hostinger */
:root{
  --navy:#1a2b4a;
  --navy-soft:#243b63;
  --mint:#a8e6cf;
  --mint-dark:#7fd4b4;
  --mint-pale:#e9faf3;
  --sky:#7ec8f7;
  --leaf:#43b26a;
  --ink:#2b3a55;
  --muted:#5b6b86;
  --bg:#ffffff;
  --bg-soft:#f6f9fc;
  --radius:18px;
  --shadow:0 10px 30px rgba(26,43,74,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 24px}

/* Header */
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);border-bottom:1px solid #eef2f7;
}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{font-weight:800;font-size:1.55rem;letter-spacing:-.5px;color:var(--navy)}
.logo .cap{color:var(--sky);font-weight:600}
.logo .leaf{color:var(--leaf)}
.main-nav{display:flex;gap:28px;align-items:center}
.main-nav a{font-weight:500;font-size:.95rem;color:var(--ink)}
.main-nav a:hover{color:var(--navy)}
.btn{
  display:inline-block;padding:13px 30px;border-radius:999px;font-weight:700;
  font-size:.95rem;border:none;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease;
}
.btn:hover{transform:translateY(-2px)}
.btn-mint{background:var(--mint);color:var(--navy);box-shadow:0 6px 18px rgba(168,230,207,.5)}
.btn-mint:hover{background:var(--mint-dark)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-soft)}
.btn-outline{border:2px solid var(--navy);color:var(--navy);background:#fff}
.nav-cta{padding:10px 24px;font-size:.9rem}
.mobile-toggle{display:none;background:none;border:none;font-size:1.6rem;cursor:pointer;color:var(--navy)}

/* Hero */
.hero{
  position:relative;overflow:hidden;padding:90px 0 100px;
  background:linear-gradient(135deg,#0a1628 0%,#1a2b4a 60%,#0a1628 100%);
}
.hero-video{
  position:absolute;top:0;left:0;width:100%;height:100%;
  object-fit:cover;z-index:0;opacity:.45;
}
.hero-overlay{
  position:absolute;top:0;left:0;width:100%;height:100%;z-index:1;
  background:linear-gradient(135deg,rgba(10,22,40,.75) 0%,rgba(10,22,40,.35) 60%,rgba(10,22,40,.15) 100%);
}
.hero .container{position:relative;z-index:2}
.hero h1{color:#fff}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero h1{
  font-size:clamp(2.1rem,4.5vw,3.4rem);line-height:1.12;color:var(--navy);
  font-weight:800;letter-spacing:-1px;margin-bottom:20px;
}
.hero p.lead{font-size:1.12rem;color:rgba(255,255,255,.82);max-width:32rem;margin-bottom:32px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-visual{position:relative;min-height:340px}
.blob{
  position:absolute;border-radius:46% 54% 58% 42%/48% 42% 58% 52%;
  box-shadow:var(--shadow);
}
.blob-1{width:78%;height:78%;top:6%;left:8%;background:linear-gradient(135deg,#cdeefb,#a8e6cf)}
.blob-2{width:44%;height:44%;bottom:0;right:0;background:linear-gradient(135deg,#ffe9c9,#ffd3a8)}
.blob-3{width:26%;height:26%;top:0;right:14%;background:linear-gradient(135deg,#e3d4fb,#c9b8f5)}
.blob-label{
  position:absolute;inset:0;display:flex;align-items:center;justify-content:center;
  font-weight:800;color:var(--navy);font-size:1.05rem;text-align:center;padding:0 18%;
}

/* Sections */
.section{padding:84px 0}
.section-soft{background:var(--bg-soft)}
.eyebrow{
  display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:2px;
  text-transform:uppercase;color:var(--leaf);margin-bottom:12px;
}
h2.section-title{
  font-size:clamp(1.6rem,3vw,2.4rem);color:var(--navy);font-weight:800;
  letter-spacing:-.5px;margin-bottom:16px;line-height:1.2;
}
.section-sub{color:var(--muted);max-width:40rem;margin-bottom:44px;font-size:1.05rem}

/* Cards */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card-grid.four{grid-template-columns:repeat(4,1fr)}
.card{
  background:#fff;border-radius:var(--radius);padding:34px 30px;box-shadow:var(--shadow);
  border:1px solid #eef2f7;transition:transform .18s ease,box-shadow .18s ease;
}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 40px rgba(26,43,74,.12)}
.card .icon{
  width:54px;height:54px;border-radius:16px;background:var(--mint-pale);
  display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:18px;
}
.card h3{color:var(--navy);font-size:1.12rem;margin-bottom:10px;font-weight:700}
.card p{color:var(--muted);font-size:.95rem}

/* Split section (DSCR) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split h2{font-size:clamp(1.6rem,3vw,2.3rem);color:var(--navy);font-weight:800;margin-bottom:16px;line-height:1.2}
.split p{color:var(--muted);margin-bottom:18px}
.check-list{list-style:none;margin:22px 0 30px}
.check-list li{padding:10px 0 10px 34px;position:relative;color:var(--ink);font-weight:500}
.check-list li::before{
  content:"✓";position:absolute;left:0;top:10px;width:24px;height:24px;border-radius:50%;
  background:var(--mint);color:var(--navy);font-weight:800;font-size:.8rem;
  display:flex;align-items:center;justify-content:center;
}
.state-pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.state-pills span{
  background:#eef4fb;color:var(--navy);font-size:.78rem;font-weight:600;
  padding:5px 12px;border-radius:999px;
}

/* FAQ */
.faq{max-width:760px;margin:0 auto}
.faq-item{border:1px solid #e6ecf4;border-radius:14px;margin-bottom:14px;overflow:hidden;background:#fff}
.faq-q{
  width:100%;text-align:left;background:none;border:none;cursor:pointer;
  padding:20px 24px;font-size:1.02rem;font-weight:700;color:var(--navy);
  display:flex;justify-content:space-between;align-items:center;gap:16px;
  font-family:inherit;
}
.faq-q .chev{transition:transform .25s ease;font-size:1.2rem;color:var(--leaf);flex-shrink:0}
.faq-item.open .faq-q .chev{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 24px 22px;color:var(--muted)}

/* Blog cards */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.blog-card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);border:1px solid #eef2f7}
.blog-thumb{height:180px;background:linear-gradient(135deg,#d9ecfa,#c9f2df);display:flex;align-items:center;justify-content:center;font-size:2.4rem}
.blog-body{padding:26px}
.blog-date{font-size:.78rem;color:var(--muted);font-weight:600;letter-spacing:.5px;text-transform:uppercase}
.blog-body h3{color:var(--navy);font-size:1.05rem;margin:10px 0;font-weight:700;line-height:1.4}
.blog-body p{color:var(--muted);font-size:.92rem}
.blog-body a.read{color:var(--leaf);font-weight:700;font-size:.9rem}

/* Guide cards */
.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.guide-card{
  background:#fff;border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);
  border:1px solid #eef2f7;border-top:4px solid var(--mint);
}
.guide-card h3{color:var(--navy);font-size:1.05rem;margin-bottom:8px}
.guide-card p{color:var(--muted);font-size:.9rem;margin-bottom:14px}
.guide-card a{color:var(--leaf);font-weight:700;font-size:.9rem}

/* Page hero (inner pages) */
.page-hero{
  background:linear-gradient(135deg,#f2fbf7 0%,#eef4fb 100%);
  padding:70px 0 60px;text-align:center;
}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.9rem);color:var(--navy);font-weight:800;letter-spacing:-.5px;margin-bottom:14px}
.page-hero p{color:var(--muted);max-width:36rem;margin:0 auto 26px;font-size:1.08rem}
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:14px}
.breadcrumb a{color:var(--leaf);font-weight:600}

/* Legal */
.legal{max-width:820px;margin:0 auto}
.legal h2{color:var(--navy);font-size:1.3rem;margin:34px 0 12px}
.legal p,.legal li{color:var(--muted);margin-bottom:12px}
.legal ul{padding-left:22px}

/* CTA band */
.cta-band{
  background:linear-gradient(135deg,var(--navy),var(--navy-soft));
  border-radius:28px;padding:64px 48px;text-align:center;color:#fff;
  margin:20px 0 84px;position:relative;overflow:hidden;
}
.cta-band::before{
  content:"";position:absolute;width:340px;height:340px;border-radius:50%;
  background:rgba(168,230,207,.14);top:-120px;right:-80px;
}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800;margin-bottom:14px;position:relative}
.cta-band p{opacity:.85;max-width:34rem;margin:0 auto 30px;position:relative}

/* Footer */
.site-footer{background:var(--navy);color:#cdd8ea;padding:64px 0 28px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:44px}
.footer-grid h4{color:#fff;font-size:.95rem;margin-bottom:16px}
.footer-grid a,.footer-grid p{display:block;font-size:.9rem;margin-bottom:10px;opacity:.85}
.footer-grid a:hover{opacity:1;color:var(--mint)}
.footer-logo{font-weight:800;font-size:1.4rem;color:#fff;margin-bottom:12px}
.footer-logo .cap{color:var(--sky)}
.footer-logo .leaf{color:var(--leaf)}
.social-row{display:flex;gap:12px;margin-top:16px}
.social-row a{
  width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.1);
  display:flex;align-items:center;justify-content:center;font-size:1rem;
}
.social-row a:hover{background:var(--mint);color:var(--navy)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12);padding-top:24px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem;opacity:.75;
}
.footer-bottom a{color:var(--mint)}

/* Responsive */
@media(max-width:900px){
  .hero-grid,.split{grid-template-columns:1fr}
  .card-grid,.card-grid.four,.blog-grid,.guide-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .main-nav{
    display:none;position:absolute;top:72px;left:0;right:0;background:#fff;
    flex-direction:column;padding:20px 24px 28px;gap:18px;border-bottom:1px solid #eef2f7;
    box-shadow:0 20px 30px rgba(26,43,74,.1);
  }
  .main-nav.open{display:flex}
  .mobile-toggle{display:block}
  .hero{padding:60px 0 70px}
}
@media(max-width:600px){
  .card-grid,.card-grid.four,.blog-grid,.guide-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .section{padding:60px 0}
  .cta-band{padding:44px 24px}
}