Equifyx matches you with flexible funding — business loans, real estate financing, and 0% interest credit — through our curated network of lending partners. One application, multiple options, zero guesswork.
We're a commercial lending brokerage — we don't fund you directly. Instead, we do the hard work of finding the right capital for your situation across our partner network.
Our proprietary process analyzes your business profile and pairs you with the lending products you're most likely to qualify for — before you ever apply.
We've vetted dozens of banks, private lenders, and credit partners so you don't have to. One conversation opens doors to many funding sources.
Our advisors specialize in small business, startup, and real estate financing. You get guidance from people who speak your language — not a call center script.
Four reasons borrowers come to Equifyx instead of going it alone.
Term loans, lines of credit, DSCR, fix-and-flip, SBA options, and 0% APR credit — matched to your actual needs.
One intake, multiple lenders. Skip the repetitive paperwork and get to answers faster.
A dedicated advisor walks with you from application through funding — and beyond.
Because we shop multiple partners, you see real options side by side and pick what fits.
Debt Service Coverage Ratio loans let investment properties qualify based on rental income. No personal income verification, no tax-return gymnastics — just the numbers on the deal.
Investment property financing currently available in:
The things borrowers ask us most — straight answers, no jargon.
Yes. Many of our partner products — including 0% APR business credit cards, revenue-based financing, and certain term loans — are unsecured, meaning no property or equipment is pledged. Qualification is based on factors like revenue, credit profile, and time in business instead.
They can be one of the smartest startup funding tools available. Introductory 0% APR periods of 12–21 months let you finance early expenses interest-free while you build revenue — and responsible use helps establish your business credit history at the same time.
Start with the fundamentals: form your entity, get an EIN, open a business bank account, and establish tradelines that report to business credit bureaus. Business credit cards and vendor accounts are the most common first steps. Our guide walks through the full sequence.
Personal credit tracks you as an individual (FICO scores). Business credit tracks your company (Dun & Bradstreet, Experian Business, Equifax Business). Strong business credit unlocks higher limits, better terms, and financing that doesn't touch your personal score — which is why separating the two matters from day one.
Practical funding knowledge for business owners and investors.
The step-by-step sequence: entity, EIN, bank account, tradelines — and the mistakes that slow founders down.
Read more →How debt service coverage ratio loans qualify on rental income — and when they beat conventional financing.
Read more →Intro offers, stacking strategies, and how to use 0% periods without getting burned when they end.
Read more →Tell us about your goals. We'll match you with options from our lender network — no obligation, no hard sell.
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