We started Equifyx because finding business funding was harder than running the business. We're fixing that.
Equifyx Capital exists for one reason: to make commercial funding understandable and attainable. Too many good businesses stall because the owner can't decode lending — or gets one "no" from a bank and assumes that's the answer.
We're not a lender. We're a brokerage, which means our loyalty is to you, the borrower. We maintain relationships across a curated network of banks, private lenders, and credit partners, and we match your situation to the products where you'll actually qualify — then advocate for you through the process.
From Edison, New Jersey, we serve small businesses, startups, and real estate investors nationwide.
Unlike a single lender with one product shelf, we compare across our network and bring you options. You pick — we never push.
You get a dedicated advisor who knows your file, answers your calls, and explains every term before you sign anything.
Our guides, blog, and advisors exist to make you a smarter borrower — whether or not you fund through us.
No chatbots pretending to be human. Reach out and an advisor will respond.
Accountants, attorneys, realtors, and business consultants: refer clients and earn. Our partner program rewards the people who connect businesses with capital.