Equifyx Capital’s Privacy Policy is intended to inform you about how we collect, use, and protect your personal information. While we strive to ensure the accuracy of the information provided within our Privacy Policy, it is not a substitute for legal, financial, or professional advice.

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By using our website, you acknowledge and agree to the practices described in our Privacy Policy, including but not limited to the collection and use of your information. Equifyx Capital makes no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of the Privacy Policy for compliance with any legal requirements or regulations applicable to your specific circumstances.

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Equifyx Capital does not assume responsibility for third-party websites or services linked on our site, and we are not liable for the privacy practices of these third parties. We recommend reviewing the privacy policies of any external websites or services you may visit through links on our website.

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This Privacy Policy may be updated periodically to reflect changes in our practices or applicable regulations. By continuing to use our website, you accept any revisions to the Privacy Policy. We encourage you to review this document regularly to stay informed about how we handle your information.

If you have any questions or concerns regarding our Privacy Policy, please consult a qualified professional or contact us directly at info@equifyx.com.

Effective Date: [Nov 1, 2024]

Equifyx Capital values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and protect any information you provide when you use our website. By accessing or using our site, you agree to the practices described in this policy.

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1. Information We Collect

We collect various types of information to provide and improve our services, including:

• Personal Information: This may include your name, email address, phone number, mailing address, and other contact details.

• Financial Information: If you apply for a loan, we may collect financial information such as your income, credit score, and other relevant details.

• Usage Information: Information about how you interact with our website, including IP address, browser type, and pages visited, to help us improve user experience.

2. How We Use Your Information

The information we collect is used in the following ways:

• Providing Services: To process loan applications and respond to inquiries.

• Improving User Experience: To analyze how users interact with our site and improve functionality.

• Marketing and Communication: To send you information about our products, services, or promotions. You can opt-out of these communications at any time.

• Legal Compliance: To meet any applicable laws, regulations, and legal obligations.

3. How We Share Your Information

Equifyx Capital respects your privacy and does not sell, rent, or lease your personal information. However, we may share your information in the following cases:

• With Service Providers: We may share information with third-party vendors who assist us in providing services, such as payment processing, credit checks, and marketing.

• Legal Requirements: We may disclose information if required by law, regulation, or legal process.

• Business Transfers: If Equifyx Capital is involved in a merger, acquisition, or sale of assets, your information may be transferred to the new entity as part of that transaction.

4. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your user experience. Cookies are small files stored on your browser that help us understand your preferences and improve site functionality. You can adjust your browser settings to block cookies; however, this may affect your ability to use certain features on our site.

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. While we strive to use industry-standard practices, please note that no method of data transmission or storage is entirely secure, and we cannot guarantee absolute security.

6. Your Choices and Rights

You have the right to:

• Access and Update: Access and update the personal information we hold about you.

• Opt-Out of Marketing: Unsubscribe from promotional emails by following the opt-out instructions in each email.

• Request Deletion: Request the deletion of your personal information, subject to our legal obligations.

To exercise any of these rights, please contact us at info@equifyx.com.

7. Children's Privacy

Equifyx Capital’s services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover that a child’s personal information has been provided to us, we will promptly delete it.

8. Third-Party Links

Our website may contain links to third-party websites. Equifyx Capital is not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Changes to This Privacy Policy

Equifyx Capital reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with the effective date. We encourage you to review this policy periodically to stay informed about how we protect your information.

10. Contact Us

If you have any questions or concerns about our Privacy Policy, please contact us:

• Email: info@equifyx.com

• Location: Equifyx Capital, South Plainfield, NJ

Thank you for trusting Equifyx Capital with your personal information. We are committed to protecting your privacy and providing a secure and transparent experience on our website.